Although freelancing is the new dominant force in the job market, and this is especially true for tech and data—with a majority of the best profiles now preferring this mode of working, it’s not always a clear path to navigate. From administration, finding clients and assignments, to networking and consistently upskilling. In fact, sometimes it takes a whole ecosystem to support an expert who wants to take their career into their own hands. Which is why at Comet, we are committed to making our freelancers' lives easier, because we’re just a cog in the wheel of a better freelancing ecosystem. We believe that ethical and sustainable freelancing is the future of work. Our partners share our values and vision, and thanks to them, our community of 10,000 freelancers now enjoys exclusive benefits.
Thus we bring you the 2021 guide to better freelancing, with 8 essential tools for your success. Health, housing, retirement, accounting or coworking space: we have thought of everything. In order to make your way through the fast-paced world of freelancing, it's essential to have certain keys in hand.
1. Manage your money like an expert
Opening a business bank account is one of the first steps in launching a freelance business. It is not necessarily mandatory but most laws require it, most of the time. And the creation of two separate accounts: personal and professional just makes sense. Neo bank Shine and Comet partner, offers you a 100% online pro account and acts as a real administrative co-pilot specially designed for freelancers. Get all the payment methods you need, as well as an unlimited real-time updated transaction history, with no transaction fees and no hidden charges.
2. No more accounting nightmares
Many workers are hesitant to start a freelance business for fear of the complexity of administrative tasks to manage, especially accounting. With the micro-entrepreneur status, accounting is simplified but requires a lot of rigor in its management. Our partner Indy, allows you as a freelancer to automate your accounting and generate your tax return easily and quickly through its application, all at low cost. Moreover, they have developed this tool where you can enter your expenses and find out if they are deductible or not and how to account for them.
3. Top health, requires top care
Sick leave, accidents, hospitalization... Can you be sure that your income will be maintained as a self-employed person even if something happens to you? Today, the question of the importance of subscribing to complementary health insurance is a no-brainer. Especially when you are self-employed, because your health condition has a direct impact on your activity and therefore on your income. Discover our partner Wemind, tailor-made health insurance for the self-employed, which insures your activity in case of problems. The Wemind protection covers all your health care and guarantees your income in case of illness or accident.
4. Retirement for freelancers is not a myth
Contrary to popular belief, freelancers do have the right to a pension. But the subject is vague and remains a great source of concern for many freelancers. Which pension and which protection to choose when you are a freelancer? Our partner Caravel, is the first retirement savings account that adapts to your career path to help you secure the quality of your life tomorrow. Thanks to this system, you benefit from a complete management of your savings, generating interests every year.
5. The atmosphere for optimal productivity
What freelancer hasn't dreamed of being able to work where he wants, when he wants, with a perfect wifi connection and all the comfort of a real office. Although the digital nomad trend is booming, going abroad can be very restrictive in the post-covid period. Discover our partner Anticafé, and its chain of coworking cafes in France. You can choose from more than a dozen magical places that combine the comfort of home with the efficiency of a coworking space, embodying the future of work. Anticafés have all the equipment you might need, including drinks and food.
6. Borrowing $ has never been easier
Between banks' categorical refusal and difficult conditions, getting a bank loan is a real challenge when you are a freelancer. Our partner Mansa is a platform dedicated to freelancers that allows you to have access to a bank loan up to 10,000€ for any kind of need (cash flow, a cash advance, a development project). Mansa supports freelancers by offering a simple, fast and secure financing solution.
7. A housing guarantor stronger than your parents
When you're a freelancer, finding a place to live can be a real challenge. In a saturated rental market where trust between tenants and landlords is difficult, being able to live in a large metropolis such as Paris, can be almost like a utopia for a freelancer. Our partner, Cautioneo, is the trusted third party that simplifies and secures the rental process. By acting like a guarantor, Cautioneo facilitates your access to housing.
8...and to never run out of missions or good ideas
Success as a freelancer depends on getting the right missions when you need them, and this is based on reputation and experience. But finding one’s first missions requires a large network and company trust. More than 10,000 freelancers passionate about tech and data have already found the solution to this conundrum by joining Comet.
Comet offers complete support: guaranteed payment, the accompaniment of a dedicated account manager, administrative follow-up, access to Europe’s largest slack for IT freelancers and many other exclusive advantages. Our community support team meets new partners every week to ensure the best conditions for our community of 10,000 freelancers.
To find an assignment with Comet requires a good profile. To provide you with the keys to profile success, here are our best tips to help you.